TERMS OF USE

The MIRO CONSULTING Website and all information and functionalities contained within them are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction; or (2) such distribution is prohibited without obtaining the necessary licenses or authorizations by the relevant branch, sMiro Consultingidiary or affiliate office of MIRO CONSULTING and such licenses or authorizations have not been obtained.

Services

Services displayed on the MIRO CONSULTING Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information. Any materials, information or reports published, distributed or otherwise made available on the MIRO CONSULTING Website is published for information purposes and is subject to change at any time without notice. They have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient and should not be construed as a solicitation, offer or recommendation, to buy or sell any securities, investment or other financial instruments, to effect any transactions or to conclude any legal act of any kind whatsoever. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a sMiro Consultingtitute for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of MIRO CONSULTING as a result of using different assumptions and criteria. MIRO CONSULTING is not under any obligation to update or keep current the information contained herein nor to remove any outdated information from the MIRO CONSULTING Website or to expressly mark it as being outdated.

No Offer

All information and materials published, distributed or otherwise made available on the MIRO CONSULTING Website are provided for informational purposes, for your non-commercial, personal use only. No information or materials published on the MIRO CONSULTING Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever. MIRO CONSULTING does not provide investment, legal or tax advice through the MIRO CONSULTING Website and nothing herein should be construed as being financial, legal, tax or other advice. MIRO CONSULTING does not represent that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the MIRO CONSULTING Website. When making a decision about your investments, you should seek the advice of a professional financial advisor or qualified expert.

Forward Looking Statements

The MIRO CONSULTING Website may contain statements that constitute "forward looking statements". While these forward looking statements may represent MIRO CONSULTING’s judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from MIRO CONSULTING’s expectations. MIRO CONSULTING is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.

No Warranty

Your use of the MIRO CONSULTING Website is at your own risk. The MIRO CONSULTING Website, together with all content, information and materials contained therein, is provided "as is" and "as available" ", without any representations or warranties of any kind. Any materials, information or content accessed, downloaded or otherwise obtained through the use of the MIRO CONSULTING Website is done at your own risk and MIRO CONSULTING is not responsible for any damage to your computer systems or loss of data that results from the download of such material. MIRO CONSULTING and its affiliates expressly disclaimer all representations or warranties of any kind, whether express or implied, with respect to the MIRO CONSULTING Website, and all materials, information, content and functionalities contained herein, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, MIRO CONSULTING does not warrant the accuracy, timeliness, completeness, security, reliability or availability of the MIRO CONSULTING Website or the information or results obtained from use of the MIRO CONSULTING Website, or that the MIRO CONSULTING Website will be available at all times, or is virus-free or error-free.

Links

The MIRO CONSULTING Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. MIRO CONSULTING has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. MIRO CONSULTING shall have no liability for third party content or websites or websites linking to or framing the MIRO CONSULTING Website.

Social Bookmarks

The MIRO CONSULTING Website may contain social bookmarks which are identifiable by means of their respective buttons. Social bookmarks allow users of certain social media platforms to post links to selected MIRO CONSULTING web pages on their social media accounts in order to bookmark them or share them with their social media contacts. If you use social bookmarks, you will be sending personal identifying data to the respective social media platform. Any comments or activity made by or carried out by persons using social bookmarks is not controlled, endorsed or monitored by MIRO CONSULTING and MIRO CONSULTING shall not be responsible or liable for such. Persons who share MIRO CONSULTING communications via social bookmarks are not authorized to speak for or represent MIRO CONSULTING and their views and opinions must be regarded as strictly their own and not MIRO CONSULTING's. In addition, the provisions in these Terms of Use relating to Links also apply to social bookmarks.

Intellectual Property Rights

MIRO CONSULTING, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the MIRO CONSULTING Website. Individual pages and/or sections of the MIRO CONSULTING Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the MIRO CONSULTING Website for commercial or public purposes, without the prior written permission of MIRO CONSULTING. Systematic retrieval of content from the MIRO CONSULTING Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the MIRO CONSULTING Website without the prior written permission from MIRO CONSULTING is strictly prohibited. The key symbol and MIRO CONSULTING are among the registered and unregistered trademarks of MIRO CONSULTING. Other marks may be trademarks of their respective owners. Except as noted above, you may not use any trademarks of MIRO CONSULTING for any purpose without the prior written permission of MIRO CONSULTING.